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Termite damage is usually an instant deal-breaker when looking to buy a home, but if you find a property that you really like, can you overlook the damage when making a purchasing decision? Fortunately, there are a few factors that may tip you in the other direction and it can actually be the right move to buy the home. Here are some of the things to keep in mind:

Making the purchase

If you are going to purchase real estate, especially in a region where there is a high chance of a termite infestation, such as Louisiana, Florida, or California, you should perform a termite inspection. Dealing with termite damage and infestations can cost thousands of dollars, so that should factor in the price. Plus, if you catch the infestation early on, it is a lot less expensive and labor intensive to control. Once an infestation has been removed, the pest control specialist can install a chemical barrier, which will protect your home from future infestations, and this can be negotiated with the seller.

It’s also important to insist that the home is inspected by a termite specialist, who will be able to detect infestations that a standard home inspection cannot. The specialist can also advise you on the costs of treating the infestation, of implementing preventive measures, and of future risks of reinfestation in the area.

If termite damage is discovered on a property, your lender might not approve a loan, so you will need receipts after you treat the infestation. Control costs can range from $1,200 to $2,500 depending on the size of the house, and you will probably need a few thousand more for repairs. These extra costs should be discussed with the seller, and the seller will either pay for the control and repairs upfront, or they might offer you a cash credit that will be applied to the closing costs. If the seller refuses to deal with the infestation or cover your extra costs, then you should walk away from the deal.


If a property has termite damage, you can still make a good purchase with a few provisions. Make sure that you have a pro perform a termite inspection before you make the purchase, and that the seller will cover the expenses incurred by the treatment and repairs. Contact us today if you need a termite inspection for your future property.